PUBLIC TEXT · DOCKET_PUBLIC_RECORD

Exhibit D — Demand letter (attachment to DE 1)

Alleged United States District Court, Southern District of Florida · docket 0:26-cv-60289 · filed 2026-02-02 · D.E. 1

Pre-suit demand letter filed as a complaint exhibit. Statements in it are the sender's.

All public records Public docket

Mirrored text

<a id="p1"></a>--- page 1 ---
84783630;1 
December 18, 2025 
VIA CERTIFIED MAIL AND REGULAR MAIL 
Starboard Yacht Group LLC  
850 NE 3rd St., Ste. 208 
Dania Beach, FL 33004 
Charles J. Stratmann 
545 NE 17th Ave. 
Fort Lauderdale, FL 33301 
Re: Loan of $176,503.10 (“Loan”) from Seacoast National Bank (“Lender” or “Seacoast”) 
to Starboard Yacht Group LLC (“Borrower”), as evidenced by the Promissory Note 
dated July 17, 2020 (“Note”), secured by a Commercial Guaranty (“Guaranty”) from 
Charles J. Stratmann (“Guarantor”) and a First Preferred Ship Mortgage 
(“Mortgage”) granted by Borrower as Owner of the vessel, Slow Ur Roll II, a 2008 
Everglades 350LX Express, Official No. 1220768, Hull ID RJDE005I708 (“Vessel”), 
including any and all related security documents (the Note, Guaranty, Mortgage, and 
related security documents are collectively the “Loan Documents”)  
Dear Borrower and Guarantor: 
Please be advised that this firm represents Lender in relation to the above-referenced Loan, 
and the Loan has been transferred to us for handling. 
Due to Borrower’s failure to make monthly payments on the Loan when due, including the 
monthly payments that were due on October 17, 2025, November 17, 2025, and December 17, 
2025, Borrower is in default under the terms of the Loan. As a result, Lender hereby accelerates 
the Note and demands payment of the Note in full.  
The balance due on the Loan as of December 18, 2025 is $143,054.75 in principal and 
$937.63 in interest, for a total of $143,992.38, plus attorneys’ fees and costs which have accrued 
and continue to accrue (the “Balance Due”). The per diem interest due after December 18, 2025 is 
approximately $16.66 based on the regular interest rate of 4.250%. Please contact the undersigned 
for the total legal fees and costs due as of the date you intend to pay off the Loan. Your payment 
must be in the form of a certified check made payable to Seacoast National Bank, mailed to 
Seacoast National Bank, Attn: Jonathan Taylor, 50 SE Kindred St., Ste. 203, Stuart, FL 34994, 
and reference Loan Number 326-1 in connection with the payment, or by wire pursuant 
to the wire instructions attached hereto. Payment should not be sent to any other individual, 
department, or location. If partial payment is received by Lender, it will be treated as partial 
Amanda Klopp 
Akerman LLP 
777 South Flagler Drive 
Suite 1100 West Tower 
West Palm Beach, FL  33401 
T: [phone masked] 
F: [phone masked] 
DirF: [phone masked] 
amanda.klopp [at] akerman.com 
akerman.com 
EXHIBIT
D
EXHIBIT
E
EXHIBIT
D
Case 0:26-cv-60289-WPD   Document 1-5   Entered on FLSD Docket 02/02/2026   Page 1 of 3

<a id="p2"></a>--- page 2 ---
December 18, 2025 
Page 2 
__________________________ 
84783630;1 
satisfaction of the amounts past due, but will not be sufficient to release Borrower or Guarantor 
from their obligations to pay the Balance Due.  
Moreover, by this letter and pursuant to the terms of the Guaranty, Guarantor is notified of 
the demand upon Borrower to repay the Loan in full, and Lender hereby demands the Balance Due 
from Guarantor in accordance with this letter.  
If the entire outstanding balance due on the Loan is not paid to Lender within 10 days of 
this letter, Lender without further notice may elect to pursue its remedies under the Loan 
Documents, including but not limited to, enforcement of the Note, Guaranty, and foreclosure of 
the Mortgage.  
In addition, while the Loan remains outstanding and due, Lender demands that 
Borrower immediately make the Vessel available for inspection under the Mortgage. See
Mortgage, Article I, Section 9.  Please contact the undersigned by telephone at [phone masked] or 
by email at amanda.klopp [at] akerman.com to arrange for the prompt inspection of the Vessel. 
Lender reserves the right to exercise any and all of its rights and remedies under the Loan 
Documents, and in law and equity.  For the avoidance of doubt, Lender has not consented to accept 
the Vessel as full or partial satisfaction of your obligations under the Loan.  The acceptance by 
Lender of any future payments on the Loan, to the extent that the Balance Due on the Loan is not 
timely paid in full as set forth above, shall not constitute a waiver by Lender of any defaults under 
the Note, and other Loan Documents executed in connection with the Loan.  The foregoing demand 
also is made without waiving any of Lender’s other default rights and remedies available under 
the Note or the other Loan Documents and under applicable law, all of which rights and remedies 
are hereby reserved by Lender. 
For the avoidance of doubt, to the extent you have received or receive any other 
correspondence that is inconsistent with this letter, this letter supersedes all such correspondence.   
We look forward to your prompt and timely response to this demand and full payment of the Loan 
as set forth above in order to avoid further action. 
Sincerely, 
AKERMAN LLP 
/s/ Amanda Klopp 
Amanda Klopp 
cc: Jonathan Taylor 
Case 0:26-cv-60289-WPD   Document 1-5   Entered on FLSD Docket 02/02/2026   Page 2 of 3

<a id="p3"></a>--- page 3 ---
December 18, 2025 
Page 3 
__________________________ 
84783630;1 
WIRE INSTRUCTIONS 
Case 0:26-cv-60289-WPD   Document 1-5   Entered on FLSD Docket 02/02/2026   Page 3 of 3

Publication mirror: contact email addresses and phone numbers are masked in this card and its text file; the filed document on the public docket is the record of text. Pleadings are allegations, not findings. Court orders say what the court ordered.